Who We Are
Nearly 5 decades of
empowering members
A member-owned cooperative built on trust, transparency, and a shared commitment to financial freedom for all Kenyans.
Our Story
From 1976 to today
Unga Sacco was established in 1976 to provide reliable and affordable financial services to employees and communities. Over the decades, we have grown into a trusted cooperative with a KSh 243 million asset base — regulated and licensed by SASRA.
1976
Founded
KSh 243M
Asset Base
SASRA
Regulator
Open
Bond Type
Our Mission
“To be a financial answer by improving member's lives through embracing creativity, change and opportunities, encourage innovation and deliver solutions to financial needs of our members.”
We operate under the Cooperative Societies Act, governed by elected officials, and audited to ensure every member's contribution is protected and growing.
Recognition
Awarded for outstanding performance
Unga Sacco has been recognised by regulators and industry bodies for governance excellence, member service, and financial performance. Our trophies represent the trust our members place in us.
CAK Award for Cooperative Excellence
SASRA Compliance Recognition
Best Member Service — Industry Award
Our Community
Thousands of members, one shared vision
Our Values
What we stand for
Integrity
Transparent operations, honest dealings, and member-first governance at every level.
Excellence
Consistently delivering quality financial products and service that members can rely on.
Growth
We grow together — the Sacco's strength is built on the prosperity of every member.
Security
SASRA-licensed, audited annually, and operating with strong governance frameworks.
Open Common Bond
Membership is open to all
Unga Sacco is open to everyone — employees, business owners, self-employed individuals, members of the public, and employees of outsourced companies.