Our Products

Grow your wealth
with purpose

Every product is designed to help you save consistently, earn returns, and unlock greater financial opportunities over time.

✓ Earns Dividends✓ No Monthly Charges✓ Open to All Members

Product Range

Four ways to save and invest

Whether you're saving for retirement, the holidays, or your children's education — there's a product built for you.

Own a stake in your Sacco

Share capital represents your portion in the equity of the society as a co-owner. A long-term investment that earns annual dividends.

Key Features

Build savings, unlock bigger loans

Non-withdrawable refundable deposits used to secure loans and guarantee. Higher deposits mean greater borrowing power.

Key Features

Plan ahead for festive seasons

Save steadily throughout the year and enjoy your holiday season without financial stress.

Key Features

Invest in your child's future

Dedicated savings account for members' children below 18 years. Fund education, entertainment, and life milestones.

Key Features

Join Unga Sacco today and choose the products that match your financial goals.