Join Us
Become a Member
Open membership. No barriers. Start building your financial future with a community that has been delivering results since 1976.
Eligibility
Who can join?
Unga Sacco operates an open common bond — employees, business owners, self-employed individuals, and members of the public are all welcome.
Member Experience
Personal service from day one
From your first visit to ongoing account support, our team is here to guide you through membership, savings, and loans with a warm, professional experience at our Ngano House office.
Membership
Individual membership
Individual
For employees, business owners, self-employed individuals, and members of the public.
How to Join
4 simple steps to membership
Pay Registration Fee & Contributions
Pay via M-Pesa Paybill 400200, account 01120000604800. Use your ID/Member number as reference. Registration fee KSh 1,000.
Complete Application Form
Fill the membership application online or collect a hardcopy from our office.
Attach Required Documents
ID/Passport, KRA PIN certificate, and passport photo where applicable.
Submit & Activate
Submit your form with payment proof. Begin monthly contributions of KSh 1,000 and build share capital.
Documents Required
What to bring
Gather these documents before you begin. Everything can be submitted digitally or at the office.
- ✓Copy of your National ID or Passport
- ✓Passport-size photo (where applicable)
- ✓Copy of your KRA PIN certificate
- ✓Completed membership application form
- ✓Registration fee: KSh 1,000
- ✓Monthly contribution: KSh 1,000
- ✓Share capital: KSh 20,000 (payable in instalments)
Payment Details
Make all membership payments via:
Send payment slip to ungasacco@unga.com or WhatsApp 0714 095 059