Development
Development Loans
Flexible financing for personal and business growth, with repayment terms that match your goals.
Products
Available development loan options
Compare rates, limits, and repayment terms to find the right fit.
Normal Development Loan
Funds for personal and business development
Max Amount
3× your deposits
Period
36 months
Interest Rate
1% p.m. reducing balance
- ✓Loan up to 3× your deposits
- ✓Repayment up to 36 months
- ✓1% per month on reducing balance
- ✓Based on repayment ability
Super Development Loan
Larger loans, more time to repay
Max Amount
3× your deposits
Period
60 months
Interest Rate
1.17% p.m. reducing balance
- ✓Extended repayment up to 60 months
- ✓Easier monthly repayments
- ✓1.17% per month on reducing balance
Jijenge Loan
Build bigger with a share booster
Max Amount
3× deposits after booster
Period
72 months
Interest Rate
1.17% p.m. reducing balance
- ✓Minimum KSh 200,000 savings required
- ✓Member for at least 2 years
- ✓Share booster to qualify for larger loan
- ✓Consolidated repayment up to 72 months
Browse other loan categories
Asset Finance Loans
Finance land, vehicles, and other major assets with competitive rates and structured repayments.
Emergency Loans
Quick access to funds when urgent needs arise — hospital bills, fines, or unforeseen events.
Education Loans
Support school fees and tuition with loans designed for education and institutional payments.
Mobile Loans
Instant loan access through M-Unga — dial *483*129# and get funds on your phone.
Ready to apply?
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